The origin story This year marks the 10-year anniversary of RetireOne. The company has a storied history, full of ups and downs, tough times and perseverance and rewards. Several people still with RetireOne were here when it started. I’m not one of those people. I’m one of RetireOne’s newest employees, so when I was first...Continue Reading
Wade Pfau explores how CDA may help solve for sequence-of-return risk In a new White Paper entitled, “Unbundling Investments from Insurance to Solve for Lifetime Sequence-of-Return Risk,” American College of Financial Services Professor Wade Pfau, PhD, explores the unique problem presented by sequence-of-returns risk on a retiree’s “fragile decade” – the five years before and...Continue Reading
New Whitepaper Offers Insights about a New Tool for Mitigating Risk in the Fragile Decade San Francisco, CA – December 2, 2021 – RetireOne® today announces the release of a new whitepaper penned by Wade Pfau, PhD, American College of Financial Services Professor of Retirement Income, entitled, “Unbundling Investments from Insurance to Solve for Lifetime Sequence-of-Return...Continue Reading
Grow Your Business by Focusing on Others Business Networking International (or BNI), a networking organization with more than 3700 chapters in the United States alone, has a motto: “Givers Gain.” The basic principle is that, when you approach networking from the perspective of what it can do for you, you’re unlikely to get much out...Continue Reading
Midwest Holding subsidiary American Life has launched their first-ever Multi-Year Guaranteed Annuity (MYGA) for the RIA market. American Life consulted with financial advisors about the kinds of annuity products they want access to, and they identified a “fast-growing demand for MYGA products tailored to Registered Investment Advisors and their clients.” This new fee-based MYGA is...Continue Reading
As DB plans give way to DC plans, investors need innovative ways to “pensionize” retirement savings Writing for Advisor Magazine, RetireOne co-founder and CEO David Stone points out that 10,000 Baby Boomers retire every day—many of them without employer-provided defined benefit plans. Without these traditional pensions to provide sustainable income in retirement, it’s no wonder...Continue Reading
Constance described as “lifetime income protection for mutual funds and ETFs” Cyril Tuohy wrote up a thorough, digestible explainer on the release of RetireOne and Midland National’s new contingent deferred annuity for Life Annuity Specialist. The article covers Constance’s primary benefits, the fee structure (and the fact that the cost is flat and may not...Continue Reading
Thank You, RIAs Trending Up, How Annuities Move, Speaking of OIDs, RIA PARIS, and The Future—Unbundled It’s happening. Maybe not as quickly as some are expecting, but it is happening. More folks are going RIA, as fewer are joining the ranks of FINRA-registered broker-dealers. It’s not just about how advisors choose to structure their businesses....Continue Reading
WealthTech Today Podcast Featuring David Stone of RetireOne, 10/14/21 Craig Iskowitz sat down with RetireOne founder + CEO David Stone on the “WealthTech Today” podcast to talk about how advisors can “pensionize” client retirement savings with our new contingent deferred annuity, Constance. They chatted a bit about how Constance acts as a “risk wrapper” for...Continue Reading
WealthManagement.com’s Diana Britton published an article generously peppered with Ed Mercier quotes about the Constance contingent deferred annuity and the benefits it provides, both to retirees and the RIAs who serve them. The article goes into a fair amount of detail about fee-based annuities and how Constance differs from others. “The novel part about this...Continue Reading
