Single-premium immediate annuities on the RetireOne platform were built for RIAs and fee-based advisors whose planning goals include building reliable, sustainable income streams. RIAs with clients who need income immediately leverage SPIAs to create guaranteed income streams for life, or to meet income needs during a specific time span.
| wdt_ID | Insurance Company | Product | Solution Type | Return of Premium Death Benefit | Investment Options/Crediting Methods | Fund Families | Fixed Account Availability | Ultra Low-Cost Funds | Surrender Penalty | Lifetime Income Benefit | Penalty Free Withdrawals | Systematic Withdrawals | Dollar-Cost Averaging |
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| wdt_ID | Insurance Company | Product | Solution Type | M&E Charge/Product Fee | Admin Charge | Return of Premium Death Benefit Fee | Annual Contract Maintenance or Subscription Fee† | Portfolio Expense Range (a) | Average Portfolio Expense (a) | Surrender Charge Schedule | Penalty Free % |
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| wdt_ID | Insurance Company | Product | Solution Type | Availability | Minimum Initial Investment | Maximum Issue Age | Max Total Contributions w/o Approval |
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| wdt_ID | Insurance Company | Product | Solution Type | New York Prospectus | Benefits/Optional Rider Info | Optional Rider 2 | Optional Rider 3 | Prospectus | Client Brochure | Learn More | Investment Options | Approved ETFs/Mutual Funds + Models | Performance | Rates | Tool |
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