Universal life insurance is a type of flexible permanent life insurance offering low-cost insurance protection as well as a savings element which is invested to provide a cash value buildup. The death benefit, savings element and premiums can be reviewed and altered as a policyholder’s circumstances change. Guaranteed universal life insurance offers a guaranteed level death benefit and premium usually to age 100 and beyond.
Guaranteed universal life may be helpful for clients looking for the following:
Simply have your client complete a short set of questions, then one of our life insurance experts will call them to complete the application and schedule the necessary requirements. In many cases, it may require a medical exam scheduled at your client’s convenience at no additional cost. Your client may also give one of our experts a call at their convenience.