Writing for Kiplinger.com, RetireOne® CEO David Stone addresses some old myth-making about variable annuities. As sure as the sun rises and sets, variable annuities will draw negative attention from some advisors and finance journalists. And typically, their criticisms are spot on. But those criticisms often pertain to older products sold for commission. VAs are evolving....Continue Reading

One of the enduring curiosities in wealth management is the slow adoption of no-load insurance products like annuities (see: Stone Writes in Advisor Perspectives about Slow RIA Adoption of No-Load Annuities). But things are changing. As more manufacturers, distributers, and technology platforms throw their hats in the ring, Retirement Income Journal Editor Kerry Pechter wonders...Continue Reading

We’ve added 3 new fee-based annuities from TIAA on the RetireOne platform including the Intelligent Variable Annuity®, Investment Horizon fixed annuity, and TIAA Single Premium Immediate Annuity. The Intelligent Variable Annuity With some of the lowest fees in the industry, the Intelligent VA grows the RetireOne accumulation solution set to help RIAs and fee-based advisors...Continue Reading

Deep into this unprecedented bull market, everyone seems to be looking for signs that it will come to an end. Too much of a good thing has made us all nervous as long-tailed cats in a room full of rocking chairs. We all know it can’t go on forever. Experts are coming out of the...Continue Reading

Experts have been weighing in on the slow adoption of no-load annuities and insurance-based solutions by RIAs. Certainly, a lack of non-commission products has been one of the culprits, but as more and more fee-based products come to market, why is adoption still low? Michael Kitces, recently quoted in a Ben Mattlin article in Financial...Continue Reading

Featuring Harold Grubbs, RFC, AIFA® Because they aren’t typically insurance licensed, and they don’t take commissions, Registered Investment Advisors like Harold Grubbs have had to outsource annuity-related client needs, or ignore them. Annuities have also been so complex and expensive that their essential value, tax deferral, has been neutered. But a new generation of low-cost,...Continue Reading

Writing in Advisor Perpectives, RetireOne CEO David Stone provides some insights into how to examine client variable annuities. Some advisors hate them for their complexity, high cost, and lack of transparency. And because RIAs aren’t typically insurance licensed, when clients walk in to their offices with VAs, some would rather refer them to an insurance...Continue Reading

Jay Cooper of Life Annuity Specialist features RetireOne’s recent expansion of the platform’s principal protection suite to include two fixed indexed annuities from Nationwide Financial (New Heights® and Summit®). Mr. Cooper notes that the expanded offering complements RetireOne’s recent addition of the Great-West Capital Choice® Advisor Index-Linked Variable Annuity, pointing out that these structured annuities...Continue Reading

Retirement Income Journal spotlights RetireOne’s partnership with Great-West to carry the new fee-based index-linked variable annuity (ILVA) Capital Choice Advisor. Retirement Income Journal editorial staff note the emergence of index-linked variable annuities as index-following alternatives to their fixed index annuity brethren and note two principal differentiators: ILVAs typically offer much higher upside potential but, in...Continue Reading

The technology with the most radical impact on advisors’ businesses isn’t robo-advisors, according to Ric Edelman, founder and executive chairman of Edelman Financial Services in ThinkAdvisor. It’s the exponential technologies they may know little or nothing about. Exponential “sciences and technologies are going to alter virtually every aspect of life on the planet,” Edelman told...Continue Reading